Business trips: book studios and apartments from €20/night (only on MorningCroissant). Instant confirmation, rental contract & invoice Click here

Insurance MorningCroissant and ADAR RL

For each booking, MorningCroissant automatically offers the insurance ADRA-RL free of charge.
We take the safety and security of both our guests and hosts very seriously.

The MorningCroissant - ADAR-RL insurance covers tenants from any country against problems and their consequences, for holiday accommodation rentals up to 3 months in Europe :

 

Summary of cover

Guarantees

Maximum Guarantee amounts

Tenancy liability following fire, explosion, water damage or frost arising in the premises
 

Limited to 1 500 000 euros

Recourse by neighbours and third parties following fire, explosion, water damage or frost arising in the premises
 

Limited to 450 000 euros

Other accidental damage incurred to movable property listed in the inventory and located in the leased accommodation and other fixtures belonging to the owner of the leased accommodation.

Limited to 2 500 euros with a deductible of 75€

 

Details of cover

The insurer must cover:

a) Tenancy liability

Following fire, explosion, water damage or frost arising in the premises, the financial consequences of the liability incurred by tenants or occupants pursuant to articles 1732 to 1735 and 1302 of the French Civil Code for damage caused to fixed and movable property belonging to the owner of the leased accommodation, assessors' fees and travel and replacement cost as well as costs for ensuring new accommodation made necessary following a covered claim.
The insurer also provides cover for the financial consequences, loss of rent or privation of use by the owner.

This guarantee applies to the extent of EUR 1,500,000 irrespective of the type of damage.

b) Recourse by neighbours and third-parties 

Following fire, explosion, water damage or frost arising in the premises, the financial consequences and liability incurred by tenants or occupants pursuant to articles 1382, 1383 and 1384 of the French Civil Code for all property damage caused to neighbours and third parties and for which the lease liability guarantee applies.

This guarantee applies to the extent of EUR 450,000 irrespective of the type of damage.

c) Property damage liability

Other accidental damage incurred to movable property listed in the inventory and located in the leased accommodation and other fixtures belonging to the owner of the leased accommodation. This guarantee applies to the extent of EUR 2,500 less the fixed-rate deductible of EUR 75.

 

General terms and conditions

For further information please download our general terms and conditions