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What happens if an owner does not accept my booking request ?

Should your booking request be refused, you will have to look for other accommodations and send a new booking request. Rest assured that in such a case your account will not be debited even though you entered your credit card information when making your reservation.
 
Indeed, when you make a payment through MorningCroissant, this is in fact only a payment authorization. It will be automatically cancelled if your booking is declined and you can make another reservation with no worries.
 
For more information, please read the section What is a payment authorization ?
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