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Guarantee against unpaid rents with legal protection - for free

For any rental you make through our site as an owner, we automatically provide you for free with a guarantee against unpaid rents with legal protection.

In the case of a mobility lease ("bail mobilité"), we also offer a guarantee to owners against damage to movable and immovable assets.


These guarantees, unparalleled in the market, were created in partnership with insurance provider SADA Assurances, which specialize in property rental risks.

The guarantee differs according to the type of rental


1 - Medium-term rental

This guarantee covers owners for rentals in France of less than one year in case of civil law leases or mobility leases.

This guarantee includes the following elements :

 

Table of benefits

Guarantee Limits & Deductibles
Unpaid rents - up to  €24,000
- up to 12 months of rent
- Deductible equal to one month's rent
Legal protection of the owner - up to €3,000€ for total cost of the proceedings
- of which a maximum of €2,000 for attorney's fees
- no deductible
- threshold for assistance : 230€
Damages to immovable and movable assets
(for mobility leases only)
- up to €3,000€ per rental
- 170€ of exit inventory of fixtures established by bailiff
- no deductible
- threshold for movable assets : 100€

The deductible indicated for the unpaid rents guarantee applies exclusively to the first month received, the amount of which has already been collected by MorningCroissant at the time of booking.

Coverage for damage to movable and immovable assets applies only to mobility leases and excludes, in particular, damage covered by a "multi-risk housing" contract, normal wear and tear on real estate assets and theft of movable and/or immovable assets. Download the detailed coverage table

Specific Conditions

To learn more, please download the Specific Conditions.

This guarantee is valid provided that the owner and the tenant accept that the rental be governed by the proposition of rental agreement generated by MorningCroissant.


Long-term rental

This guarantee covers owners for tacitly renewable one-year rentals in France, for which the property is the tenant's primary residence, and includes the following elements:

 

Table of benefits

Guarantee Limits & Deductibles
Unpaid rents - up to  €70,000
- unlimited duration
- Deductible equal to one month's rent
Legal protection of the owner - up to €3,000€ for total cost of the proceedings
- of which a maximum of €2,000 for attorney's fees
- no deductible
- threshold for assistance : 230€

The deductible indicated for the unpaid rents guarantee applies exclusively to the first month received, the amount of which has already been collected by MorningCroissant at the time of booking.

 

Specific Conditions

To learn more, please download the Specific Conditions.

This guarantee is valid provided that the owner and the tenant accept that the rental be governed by the proposition of rental agreement generated by MorningCroissant.